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March 2026

Monthly Market Insights

February ended with 30yr fixed rates at the lowest level in more than 3 years. Now seeing a march higher with average rates ending the week at 7-month highs. While there are a few economic reports helping explain today’s movement, the broader theme remains the same: inflation concerns and economic uncertainty are continuing to create volatility in the bond market, which directly impacts mortgage pricing. 

- Mortgage Solutions Financial 


Screenshot 2026-04-03 at 9.09-xs.19 AMWhen is the best time to time the market?

Every spring, as the real estate market gains momentum, we work with buyers and sellers where confidence can waver. With interest rates fluctuating, global events unfolding, and economic uncertainty in the headlines, it’s natural to pause and question timing.

But it’s also an important reminder of something we often say: you cannot perfectly time this market. Not interest rates, not inventory levels, and not the competition. What you can do is make a thoughtful, informed decision when the right home and opportunity are in front of you.

When doubt starts to creep in, we don’t rely on reassurance alone — we rely on the data.

We begin with median price trends across the overall market (example shown ⤴️ above), then break that data down by specific cities and neighborhoods. From there, we analyze price per square foot, comparing trends across each area to better understand where values are moving and how opportunities are emerging. This data-driven approach allows our clients to move forward with clarity and confidence, even in an uncertain market.

By combining these data points, our goal is to narrow the gap between them and arrive at a well-defined value range. From there, we apply the same criteria an appraiser would use — analyzing recent list prices, sold prices, and current market patterns.

Then we layer in something equally important: experience. With more than 30 years of combined real estate insight, we use both the data and our understanding of local market behavior to guide our intuition.

Ultimately, the difference between a good outcome and a great one comes down to execution. That means precise pricing, thoughtful preparation, and — for sellers — a marketing strategy designed to create momentum and urgency from day one. This is the work we do before a home ever hits the market — and for buyers, before an offer is ever submitted.


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Phone

Sarah Kellar: 925.305.8689 Wendy Means: 415.690.6037 Office: 925.284.1400

Location

Office: 999 Oak Hill Road, Suite 100, Lafayette, CA 94549